Lopez Alison
I make things from leather that get better with age. Journals, wallets, belts. The scratch is not a defect — it is a story.
Member Since: 2 years ago
If you have money, invest it. Great. That is smart.
If you have money, invest it. Great. That is smart. But if you are talking to someone who is struggling, try asking what do you need instead of have you tried index funds. Empathy before economics. Every time. Who agrees? Who wants to fight me on this? #Notes #Money #RealTalk #FinancialLiteracy #HonestConversation
Here is what actually helped me when I was broke:
Here is what actually helped me when I was broke: - Someone who gave me work, not advice - A friend who lent me money without a lecture - A skill I learned for free online that eventually became income - Time. Just time. Nobody invested their way out of poverty. They earned their way out. Then they invested.
The financial advice industry has a class problem. It is built by people who...
The financial advice industry has a class problem. It is built by people who have money for people who have money. Save 20% of your income. Okay, 20% of nothing is still nothing. Build an emergency fund. The emergency IS the fund. Live below your means. I am already below my means. I am below the floor.
When you are broke, you are not choosing between investing and spending. You...
When you are broke, you are not choosing between investing and spending. You are choosing between electricity and food. You are choosing between the bus fare to work and lunch at work. You are doing math with money that already belongs to someone else. There is no money left to invest. That is what broke means.
Every week I see another post that says the reason you are poor is because...
Every week I see another post that says the reason you are poor is because you do not invest. Invest in stocks. Invest in crypto. Invest in yourself. As if the reason someone cannot pay rent is a mindset problem. I have been broke. Actually broke. Let me tell you what that looks like.
I need to say this and I do not care who unfollows me.
I need to say this and I do not care who unfollows me. Stop telling broke people to invest. Stop it. It is not helpful. It is insulting. And most of the people saying it have never been broke. #Notes #Money
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